Personal Finance Resolutions for 2018
The New Year brings the promise of new beginnings, so it is the perfect time to examine your finances and make some changes for the better. Good financial resolutions that you can stick to can help...
View ArticleEconomic Trends That Could Impact Your Wallet in 2018
It’s a new year, the perfect time to evaluate your finances and determine whether you are on the right path to financial solvency. While there are personal things that you should do, such as creating a...
View ArticleFamous Cases of Personal Bankruptcy
If you find yourself bogged down with so many financial problems that you are considering bankruptcy, you’re in good company. Money problems can occur even to the richest and most famous celebrities....
View ArticleHousehold Debt Reaches a Record High
Americans are getting back into the bad habit of thinking they can get whatever they want with borrowed money – the very thinking that caused major problems during the Great Recession. According to the...
View ArticleAvoid These Mistakes to Improve Your Credit Score
Your FICO credit score is something you may not think much about until you need it for making a big purchase, but it affects you in more ways than you think. In fact, according to new data by LendEDU,...
View ArticleEquifax Changes its Bankruptcy Policy
Finally, Equifax is going to do something to change its unfair policy that has been making it more difficult for Chapter 13 filers to remove the red flag of bankruptcy from their records. For a long...
View ArticleAmericans Spend More After Retirement
Should people entering retirement cut their spending to make their money last, or spend more to make the most out of life? It depends on circumstances, but more than half of taxpayers are spending...
View ArticleWhat Happens When a Case is Dismissed Without a Discharge?
When you file for bankruptcy in Ohio, you want your debts to be discharged — eliminated — so that you can receive a fresh financial start. However, there are times when situations change, and you no...
View ArticleMounting Automobile Debt Could Disrupt Economy
If you need a car but don’t have the credit score to qualify for a regular auto loan, you may be tempted to take out a subprime auto loan instead. This could prove to be a mistake, as the chances of...
View ArticleA Rule of Thumb for Retirement Savings
In order to live comfortably in retirement, we have to save during our working years. What we don’t know is how much we need to save to have enough during retirement and how much we can withdraw from...
View ArticleUnderstanding the High Rate of Bankruptcy Filings in Ohio
Filings for bankruptcy abound in Ohio – the state has the 10th highest rate of personal bankruptcy filings in the nation, according to a recently released analysis from Nerdwallet.com. The study...
View ArticleThe U.S. Household Debt Problem is Steadily Getting Worse
If you are having problems managing your household debt, you are not alone. November 2017 statistics from the Federal Reserve Bank of New York showed that household debt rose by $116 billion, or 0.9%,...
View ArticleWhy a Bankruptcy Attorney Must Be Affordable
If you are considering filing for bankruptcy, you are already having trouble paying your debts, so the last thing you need is attorney fees that are unaffordable. However, trying to avoid fees by...
View ArticleDon’t Give up on Retirement Savings
Many Americans worry about whether they will have enough saved for retirement, and they may not even know how much money they will need to retire comfortably. Saving for retirement is not an exact...
View ArticleDon’t Fall for These Scams This Tax Season
Tax season is here, and tax scammers are out there busily tricking taxpayers into revealing their personal information or extracting money from them through fraudulent means. Most often, IRS impostors...
View ArticleEquifax Changes its Bankruptcy Policy
Finally, Equifax is going to do something to change its unfair policy that has been making it more difficult for Chapter 13 filers to remove the red flag of bankruptcy from their records. For a long...
View ArticleAmericans Spend More After Retirement
Should people entering retirement cut their spending to make their money last, or spend more to make the most out of life? It depends on circumstances, but more than half of taxpayers are spending...
View ArticleWhat Happens When a Case is Dismissed Without a Discharge?
When you file for bankruptcy in Ohio, you want your debts to be discharged — eliminated — so that you can receive a fresh financial start. However, there are times when situations change, and you no...
View ArticleMounting Automobile Debt Could Disrupt Economy
If you need a car but don’t have the credit score to qualify for a regular auto loan, you may be tempted to take out a subprime auto loan instead. This could prove to be a mistake, as the chances of...
View ArticleA Rule of Thumb for Retirement Savings
In order to live comfortably in retirement, we have to save during our working years. What we don’t know is how much we need to save to have enough during retirement and how much we can withdraw from...
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