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Can I File Bankruptcy on Credit Cards and Keep My House?

Credit cards are one of the easiest, but most expensive, ways to borrow. People who don’t pay them off in a timely fashion or only pay the minimum balance often wind up in situations with interest...

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Can I Declare Bankruptcy on Student Loans?

Student loan debt is an ever-increasing problem in the United States and has become the second highest consumer debt category, right behind mortgages. Money owed on student loans has reached $1.5...

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Chapter 7 Bankruptcy and Taxes

People are often confused when it comes to  Chapter 7  bankruptcy and taxes, as it is a common belief that bankruptcy cannot eliminate (discharge) tax debt.  Fortunately, this is not always the case....

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How to File Bankruptcy in Ohio

If you are struggling financially and overwhelmed with debts that have become unpayable, you may wish to consider the “fresh start” that bankruptcy can bring.  To receive a “fresh start”, you need to...

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For Those in Serious Debt, Bankruptcy is Liberating

Carrying crushing debt can become unbearable.  Bills pile up, and you’re harassed by creditors and may be faced with foreclosure of your house, repossession of your car, utilities being shut off, and...

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Why Older Americans are Filing for Bankruptcy

As Americans grow older, we face increasing challenges, and too many of us are facing a new problem in what should be the “golden years” of retirement — the need to file for bankruptcy. According to an...

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How Much Do You Have to be in Debt to File Chapter 7?

When times are tough and you are hit with problems such as unexpected layoffs or major illness, bills rapidly pile up to the point where you may be considering filing for the relief that bankruptcy can...

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Why You Need a Debt Settlement Attorney in Ohio

If your bills and debts are becoming overwhelming, you may be tempted by advertisements from debt-settlement companies claiming that they can talk your creditors into settling your unsecured debts for...

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How Bankruptcies Work in Ohio

If your debts have become more than you can handle, the good news is that bankruptcy, a legal way to have many debts forgiven, can put you on the road to financial recovery.  If you’re a good candidate...

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A Look at the Average Bankruptcy Filer

Contrary to commonly held beliefs about who files for bankruptcy, the average bankruptcy filer is not a free-spending celebrity or a crook trying to cheat the system, but an ordinary middle-class...

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